Guaranteed Issue and Mandatory Benefits:
$25,000 Life Insurance : pays your beneficiary $25,000 tax free in the event of your death due to an accident
$25,000 Accidental Death & Dismemberment: pays for death due to an accident or if an accident causes you
to lose your eyesight, if you become a parapelegic, lose the use of one or more of your limbs, etc. A cash
settlement is paid to you.
$25,000 Critical Illness Insurance covers 26 conditions. Tax free benefits are paid 30 days after your diagnosis.
Long term disability: Employment Insurance provides you an income for the first four months of disability. After
four months of employment disability, and upon approval of your claim by the insurance company, your long term
disability pays you tax free income to the age of 65.
The amount paid by the insurance company is 66.67% of your GROSS monthly salary.
Employee Assistance Program: a counseling program designed to assist you and your family with personal
situations such as marital problems, stress, problems with children, etc.
Extended Medical Benefits:
prescription coverage including oral contraceptives,
chiropractor, physiotherapy, massage therapy, etc
eye exams, semi private hospital, orthotics
Out of Province and Country medical coverage
80% Basic dental only $1,500 per calendar year
80% Basic Dental and 50% crowns and dentures $1,500 per calendar year
Basic dental insurance includes 6 month checkups,cleanings, periodontics,
endodontics, simple extractions as well as the extraction of wisdom teeth